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Universal Banker - San Francisco

Company: (IABA) Institute for Applied Behavior Analysis
Location: San Francisco
Posted on: May 28, 2023

Job Description:

About Us:Umpqua Bank is a publicly traded financial holdings company which offers banking, lending, and wealth management services to our personal, business, and commercial customers. Headquartered in Lake Oswego, Oregon with 4,000+ employees and operations across Oregon, Washington, California, Idaho, Arizona, Colorado, and Nevada. It's an especially exciting time to join our team as, upon the completion of the merger with Columbia Bank, we grow to become a leading western regional bank with more than $50B in assets under management and an unwavering commitment to our associates, our customers, and our communities.About the Role:In this role, you will be responsible for building, maintaining, and deepening relationships with consumer and business customers. You'll do this by providing exceptional customer service and recommending appropriate customer solutions through the use of the ACE model. This includes, but is not limited to processing transactions, placing customers in appropriate account and loan products, cross-selling other bank services and referring customers to other departments as appropriate.

  • Accept and accurately process a variety of financial transactions for customers, including typical consumer and business transactions, such as, cash checks/process checking and savings account withdrawals and balancing duties, etc., while seeking opportunities to develop customer relationships and identify sales opportunities.
  • Accept and accurately process all financial transactions.
  • Maintain responsibility for cash drawer and follow proper balancing procedures.
  • Provide excellent customer service by utilizing the ACE model and providing answers and assistance for customers' questions and concerns. Effectively communicate the benefits of Umpqua products and services to all customers.
  • Review and maintain knowledge of products, fees and policies and stay current on offerings for product suggestions.
  • Open and process complex consumer and moderate to complex small business deposit accounts, providing cash management solutions for businesses such as merchant services, payroll and ACH.
  • Listen to the customer's financial needs and cross-sell other bank services, refer customers to other departments as appropriate, and support the customer's financial growth.
  • Originate basic to moderately complex consumer loans within Umpqua Bank guidelines.
  • Work on NSF reports, balancing store cash, ensuring audit safety, and soundness of store. Considerable judgment and initiative are required in resolving problems and making recommendations.
  • Open new accounts and originate loans when Relationship Banker is unavailable or when self-sourced.
  • Provide input to determine best methods and procedure on new assignments and you may provide guidance/training to other associates.
  • Comply with all Federal, State, and local consumer protection laws governing loan origination including the SAFE Act and SAFE Act registration and renewal rules as defined by the bank, if applicable.
  • Demonstrate compliance with all bank regulations that apply to your position and keep up to date on regulation changes.
  • Maintain working knowledge of our policies and procedures regarding the Bank Secrecy Act, Regulation CC, Regulation E, Bank Security, and other regulations that apply to your position
  • May be asked to coach, mentor, or train others and teach coursework as subject matter expert.About You:
    • Strong attention to detail and the ability to multi-task effectively.
    • Ability to understand and follow directions.
    • Ability to organize and prioritize work.
    • Proficient use of Microsoft Word and Excel software applications and ability to operate a variety of office equipment.
    • Knowledge of bank operating procedures, practices, and policies.
    • Consumer lending origination skills required.
    • Ability to maintain confidentiality, use tact and diplomacy; maintains professional dress and demeanor.
    • Considerable judgment and initiative are required in resolving problems and making recommendations.
    • Requires reading, writing, and basic arithmetic skills.
    • 2-5 years of banking and/or demonstrated sales experience.
    • High School Diploma, GED, vocational training, or equivalent and customer service skills.
    • This position requires you to act as a Bank MLO, which is defined as an individual authorized by the Bank to take mortgage loan applications, offer a mortgage, arrange a mortgage, assist a consumer in obtaining or applying to obtain a mortgage, negotiate a mortgage, otherwise obtain or make a mortgage for another person, represent to the public (through advertising or other means of communication) that such person can or will perform any of these activities, or refer a consumer to a loan originator (Note: Except those employees of the Bank who do not discuss particular credit terms available and do not refer the consumer, based on the employee's assessment of the consumer's financial characteristics to a particular Bank MLO) for compensation or gain. All MLOs will be required to register as an MLO complying with the SAFE Act requirements.
    • This position IS NOT authorized to act as a Bank Closed-End MLO, which is defined as any position designated to perform the activities of a Bank MLO for closed-end transactions, and therefore this position is limited to acting as a Bank MLO for open-end transactions (i.e., home equity lines of credit) only.Our Benefits:We offer a competitive total rewards package including base wages and comprehensive benefits. The pay range for this role is $19.47 to $27.11, and the pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation and those details will be provided during the recruitment process.We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.Our Commitment to Diversity:Umpqua Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics.If you require an accommodation to complete the application or interview(s), please let us know by email:To Staffing and Recruiting Agencies:Our posted job opportunities are only intended for individuals seeking employment at Umpqua Bank. Umpqua Bank does not accept unsolicited resumes or applications from agencies and Umpqua Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Umpqua Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.

Keywords: (IABA) Institute for Applied Behavior Analysis, San Francisco , Universal Banker - San Francisco, Accounting, Auditing , San Francisco, California

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